Unified Payments for Growing Businesses
PayoFlux helps businesses accept, manage, and scale card payments through a single, secure platform — with hosted checkout, payment links, smart routing, and full operational control.
Built for Businesses
That Scale
Built for operators who need control, not another black box
Growing businesses need more than a payment form. They need KYC-ready onboarding, sandbox certainty, routing control, settlement visibility, and a dashboard their finance and support teams can actually run.
Accept cards without gateway sprawl
One integration reaches multiple acquiring connectors — so product teams stop rebuilding payments for every new market or bank relationship.
Improve authorization rates
Smart routing and cascading failover move traffic to the next eligible gateway when a primary path declines or fails.
Collect anywhere your customers are
Use REST APIs for product checkout, hosted pages when you need speed, or payment links for sales-led and remote collections.
Control risk before it hits the gateway
Configurable rules for card, BIN, email, IP, and domain — plus allowlists and velocity limits at the connector level.
Give finance a clear settlement trail
Reconciliations, balances, disbursement requests, and exportable reports keep money movement auditable.
Operate multi-currency with confidence
Process eligible multi-currency card payments with FX support and regional connector coverage as your footprint expands.
Three ways to accept card payments — one platform behind them
Pick the integration style that matches your product velocity. Every path shares the same routing, risk, webhook, and settlement foundation.
Payment API
Charge cards server-to-server with live/test keys, encrypted payloads, status lookups, and webhook confirmation.
- Live & sandbox endpoints
- Idempotency support
- Status API
Hosted Checkout
Send customers to a secure hosted card page when you want acceptance without building card capture and 3DS UI.
- Secure hosted page
- 3DS-ready flows
- Minimal frontend work
Payment Links
Create branded payment links with fixed or open amounts — share by email, chat, or invoice without a full storefront.
- Branded templates
- Expiry controls
- Dashboard management
Built for Modern
Payment Operations
Proven at Scale
Across Markets
Designed for how real businesses collect money
Security and compliance as operating defaults
Encryption, KYC workflows, risk rules, auditability, and cascading failover are part of the platform — not optional add-ons.
Security center“We needed routing control and settlement visibility — not another hosted form we could not operate.”
“Sandbox to live felt familiar. Webhooks, risk rules, and reconciliations finally lived in one place.”
Simplify Payments with PayoFlux
One platform to accept, manage, and scale your payment operations.
