PayoFlux
Security

Bank-Grade Security Standards

Enterprise-level security infrastructure with global compliance standards, end-to-end encryption, and comprehensive audit logging. Your data is protected by industry-leading controls.

PCI-Ready Architecture
KYC Workflows
Encrypted APIs
3DS Supported
Risk Controls
Audit Logging
Security Features

Multi-Layer Security Architecture

Comprehensive security measures protecting every layer of your payment infrastructure.

Compliance Program

Comprehensive compliance program with annual audits and continuous monitoring. Cardholder data is tokenized, encrypted, and stored with strict security controls. Regular penetration testing and vulnerability assessments ensure ongoing readiness.

End-to-End Encryption

AES-256 encryption for data at rest and TLS 1.3 for data in transit. Key management follows industry best practices with hardware security modules (HSMs) and key rotation policies. All sensitive data is encrypted before storage.

IP Whitelisting & Access Control

Restrict API access to specific IP addresses or CIDR ranges. Configure granular firewall rules, network-level access controls, and API key management. Role-based access control (RBAC) with fine-grained permissions.

Comprehensive Audit Logs

Complete audit trail of all system activities, API calls, configuration changes, and user actions. Immutable logs with tamper-proof storage, retention policies, and compliance reporting tools. Real-time monitoring and alerting.

Role-Based Permissions

Fine-grained access control with role-based permissions. Define custom roles, assign permissions at the API level, and enforce least-privilege access. Multi-factor authentication (MFA) support for enhanced security.

Infrastructure Security

99.99% uptime SLA with redundant infrastructure across multiple availability zones. Automated failover, disaster recovery, DDoS protection, and 24/7 security monitoring. Regular security updates and patch management.

Data Tokenization

Sensitive payment data is tokenized before storage. Card numbers, CVV codes, and other sensitive information are replaced with secure tokens. Original data never touches your systems, reducing your compliance burden.

Real-Time Monitoring

Continuous security monitoring with real-time threat detection, anomaly detection, and automated incident response. Security information and event management (SIEM) integration for comprehensive visibility.

Network Security

Private network connections, VPN support, and dedicated network infrastructure. DDoS mitigation, rate limiting, and traffic filtering. Network segmentation and micro-segmentation for enhanced security.

Security Architecture

Defense in Depth Strategy

Multiple layers of security protecting your payment infrastructure at every level.

Network

DDoS protection, WAF, network segmentation, and VPN access

Application

API authentication, rate limiting, input validation, and secure coding practices

Data

Encryption at rest and in transit, merchant encryption keys, and secure credential management

Access

MFA, RBAC, IP whitelisting, and comprehensive audit logging

Compliance & Trust

Built for Regulated Payment Operations

PCI-Ready Architecture

Payment flows and controls designed to support PCI DSS requirements, with encryption, access controls, and secure credential handling for merchant integrations.

KYC Onboarding

Document-based merchant KYC workflows with review, rate assignment, and approval steps before live processing is enabled.

Risk & Fraud Controls

Configurable rules for card, BIN, email, IP, and domain — plus allowlists and velocity limits to reduce unauthorized activity.

Operational Auditability

Transaction logs, webhook delivery history, admin audit trails, and monitoring tooling to support investigations and operational governance.

Secure Your Payment Infrastructure

Enterprise-grade security and compliance built into every layer of our platform.