Smart Routing
Multi-Gateway Failover
Route card traffic across multiple acquiring gateways with priority rules, split logic, and cascading failover to improve authorization success rates.
Stop relying on a single gateway path
Smart routing decides which acquiring connector should process each eligible transaction. If the primary path declines or fails, cascading can automatically retry the next eligible connector — protecting conversion without asking customers to pay twice.
- Priority routing
- Split / percentage rules
- Cascading failover
- Merchant and global controls
- Connector performance visibility
How routing and cascading work
Assign connectors to the merchant
Admins attach one or more gateway accounts to your merchant profile with limits, countries, and accepted card types.
Define routing strategy
Configure priority order or split rules (percentage / card-wise) at global or merchant level.
Evaluate each payment
When a charge arrives, risk checks run first. Eligible requests are sent to the selected connector based on your rules.
Cascade on failure
If the primary connector fails or declines under cascading policy, PayoFlux can retry the next connector in sequence.
Why merchants use this
Higher approval potential
A decline on one acquirer does not have to end the payment attempt when another connector can succeed.
Commercial flexibility
Shift volume between connectors as rates, coverage, or performance change — without rewriting your integration.
Resilience under outages
Cascading reduces single-provider dependency when a gateway is degraded or unavailable.
Where this fits your business
Multi-acquirer merchants
Balance traffic across providers for cost, coverage, and performance.
Conversion-sensitive checkouts
Protect authorization rates during peak campaigns and seasonal spikes.
Continue exploring
Simplify Payments with PayoFlux
One platform to accept, manage, and scale your payment operations.
