API Overview
How PayoFlux APIs Work
Understand the payment API model — live vs test paths, authentication, charge/status flows, and how APIs connect to hosted checkout and payment links.
A practical mental model before you write code
PayoFlux exposes REST APIs for card payments with clear separation between sandbox and live environments. Merchants authenticate with API keys, encrypt sensitive payloads, create charges or hosted sessions, check status, and receive webhooks. The same operational platform powers dashboard tools like payment links and reconciliations.
- REST payment APIs
- Live / test separation
- API key authentication
- Encryption support
- Status + webhook lifecycle
How the API layer works
Choose live or test
Test credentials only work on test paths; live credentials only work on live paths. This prevents accidental cross-environment traffic.
Authenticate every request
Send your merchant API key according to the documented authentication scheme for the endpoint you are calling.
Encrypt sensitive card data
Use your merchant encryption key to protect card payloads before they leave your server.
Charge, confirm, notify
Create a payment, look up status when needed, and rely on webhooks for asynchronous confirmation in your systems.
Why merchants use this
Predictable integration path
Sandbox-first development reduces production surprises for engineering and QA.
Fits existing backends
REST + webhooks integrate cleanly with common ecommerce, billing, and custom stacks.
Where this fits your business
Custom product checkout
Drive charges from your application backend with full control over UX.
Internal tools
Build ops tooling on top of status, reporting, and webhook events.
Continue exploring
Simplify Payments with PayoFlux
One platform to accept, manage, and scale your payment operations.
